You might have heard that the Federal Reserve will began raising interest rates for the first time in a decade. The first raise was only .025% but will continue to raise them in 2016 and 2017. Currently it’s effect on mortgage rates is minimal with a moderate increase in upfront closing costs or decrease in lender credits. If you have more questions on how this rate hike will affect your upcoming Arizona home purchase call United Mortgage at 480-503-3533 http://goo.gl/6gJjBh
You decided to buy a house, took the time to find your new home, now that you are starting your mortgage process it is not the time to go out and buy all the furniture to fill it. At United Mortgage Financial Group, we can provide tips on credit and explanations about why this is not the time for making any other big purchases or moving money around. For more advice about your mortgage process, contact us in Mesa Arizona today, call 480-503-3533 or visit us online at http://goo.gl/6yPxfA
Just getting a lower interest rate isn’t the only reason to refinance your mortgage. If you are thinking about refinancing your Arizona home’s mortgage but have questions contact United Mortgage Financial Group. Our broker and mortgage specialist will go over all the details of your situation and talk about what your goals and expectations of how refinancing will help you. To learn more, call us 480-503-3533 or visit us online at http://goo.gl/Ds02aM
Finding the best home loan is complicated and can be time consuming, but investing your time in selecting the right broker to work with is worth it. At United Mortgage Financial Group of Mesa, AZ, we’re committed to working with you find the best loan to suit your needs. No matter what type of home loan you need, we are ready to help and promise to give you the personal attention you deserve. Stop searching and contact us today at 480-503-3533 or visit us online at http://goo.gl/RrCcpr
Mortgage insurance protects sellers in the event of a default on any value over 20%, but does little to serve the buyer’s interests. Buyers can avoid mortgage insurance is through Lender-Paid Mortgage Insurance or buyout the mortgage insurance through a low, one-time payment. If you are interested in learning more about which option is best for you, contact United Mortgage Financial at 480-503-3533 or visit us online at http://goo.gl/H04fdH
You might not realize the mortgage you select can have an impact on personal cash flow, risk management, asset accumulation, retirement and many other things. It is important that your mortgage broker ask you questions relating to these things to help guide you to make the right mortgage decision based on your needs. United Mortgage Financial Group’s specialist has served the Phoenix area for years, we have the resources and knowledge to make your loan process as fast as possible, all delivered with personal customer service. To begin your home mortgage process call us at 480-503-3533 or visit us online at http://goo.gl/AM8J6p
At some big lenders, you might feel like you’re just a file folder waiting to be financed. We want you to know we are a small family run company, here to walk you through the entire confusing process of applying for a home loan. We talk to you, get to know you and your situation personally. We will work to find the best loan package for your current and future needs. Call United Mortgage Financial Group at 480-503-3533 if you are looking for a mortgage broker in the Scottsdale area that will take all the time you need to feel comfortable making these big decisions. http://goo.gl/TD9ojT
Have you been waiting until all the “bugs” in the new FED document process are worked before applying for a loan? Things have been working well, but an important step for you, as the applicant, will be opening your emails from the lender ASAP. They take electronic note of those openings and any delay will only add another 10 days to the process if they have to mail documents via USPS. Call United Mortgage at 480-503-3533 or visit us at http://goo.gl/um0msP if you are ready to apply for a loan for a Phoenix area home.
If you took out a HELOC [Home Equity Line of Credit] between 2000 – 2007 chances are the interest rate is re-adjusting now or will soon. If yours is going up contact your lender to see if you have the equity to roll the 2 mortgages together. Interest rates are still low so now is the time to consider a refinance if possible, call United Mortgage Financial Group at 480-503-3533 if you have any questions. http://goo.gl/ZhAK5T
Save and squirrel away money for a down payment used to be the only way you could buy a house. As years passed and home values rose for those looking to purchase their first home, this became a considerable cost. Recently Fannie and Freddy made changes removing the restriction that gift money, a contribution from a relative, can’t be towards the home purchase. To learn more about the changes to the law, call United Mortgage at 480-503-3533 or visit us online at http://goo.gl/MY3pyd
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